Bay County
Water damage & mold help in Panama City, FL
Panama City sits on St. Andrew Bay in the Florida Panhandle. In October 2018, Category 5 Hurricane Michael devastated the city, destroying thousands of homes and trees. Rebuilding continues, and hurricanes, heavy rain and humidity drive most water damage.
Areas served
St. Andrews · Cove · Downtown · Lynn Haven area · Callaway area
ZIPs include 32401, 32402, 32403, 32404, 32405, 32408
Fast call-back during business hours
Panama City homes and water damage
St. Andrews and the Cove have older homes, many repaired or rebuilt after Michael. Thousands of homes in St. Andrews, the Cove and across Bay County were repaired or rebuilt after Hurricane Michael, often with mixed old and new materials. Moisture can hide behind new drywall or under new flooring, so moisture readings matter after any new water damage. Many older trees were lost, changing how rain hits roofs.
Hurricane wind damage
Michael's 2018 winds destroyed roofs and homes.
Storm surge
Surge floods homes along St. Andrew Bay.
Repaired-home issues
Homes repaired after Michael may hide moisture.
Humidity and mold
Wet materials grow mold within days.
AC condensate overflows
Clogged lines spill into ceilings.
Heavy rain flooding
Tropical downpours flood low streets and homes across Bay County.
Hidden moisture after storms
Water that gets into concrete-block walls, attics and under flooring after a storm can stay hidden for weeks in Florida humidity, growing mold behind baseboards and cabinets before it shows.
Roof age and insurance
Many Florida insurers look closely at roof age, and older shingle roofs are more likely to leak in wind-driven rain, so documenting roof condition after a storm matters for a claim.
Common calls in Panama City
- Water Damage
- Mold Removal
- Fire & Smoke Damage
- Sewage & Biohazard Cleanup
- Water damage restoration
- Mold remediation
- Flood damage cleanup in Panama City
- Ceiling water damage repair
- Emergency water extraction in Panama City
Also available: emergency water damage and all restoration services.
Panama City at a glance
- County
- Bay County
- Neighborhoods
- St. Andrews, Cove, Downtown, Lynn Haven area
- ZIP codes
- 32401, 32402, 32403, 32404, 32405, 32408
- Nearby
- Miami, FL, Tampa, FL, Orlando, FL, Fort Lauderdale, FL, Jacksonville, FL, Pensacola, FL
Panama City questions
Do I need a permit for repairs in Panama City?
Cleanup and drying don't. Structural, plumbing and electrical repairs need permits from the City of Panama City Building Services.
Do I need flood insurance in Panama City?
Homeowners policies exclude flood. Recent storms flooded many homes outside high-risk zones, so a separate flood policy is worth considering.
Helpful guides
Nearby and related areas
Water or mold damage in Panama City? Get the right crew on it.
One call connects you with an independent restoration company that serves your ZIP code. Fast call-back during business hours.