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Fire & smoke damage · Emergency service

Fire & Smoke Damage in Florida

Fire damage restoration covers securing the property, removing water from firefighting, cleaning soot from surfaces and contents, removing smoke odor, and rebuilding what burned. Smoke spreads far beyond the flames, so most of the work is cleaning.

Technician in a safety vest and hard hat inspecting the floor along a wall in a bright room

Fire & Smoke Damage in Florida: local conditions

Partner coverage for fire and smoke damage in Florida includes 981 ZIP codes, with local pages for Miami, Orlando, Fort Lauderdale, Naples, West Palm Beach, Ocala, Hollywood, Pompano Beach, Boca Raton, Fort Myers, Cape Coral, Daytona Beach, Palm Bay, Melbourne, Hialeah, Fort Pierce, Port St. Lucie, Vero Beach, Miami Beach, Delray Beach, Boynton Beach, Jupiter, Palm Coast, Port Charlotte, North Port. Call with your ZIP to confirm a company serves your address.

In Ocala: Daily thunderstorms drop heavy rain and lightning that damage roofs and flood low yards. In Palm Bay: Central Florida storms strike roofs and electrical systems, sometimes starting fires or damaging plumbing. In Kissimmee: Central Florida storms strike roofs. In Palm Coast: Summer storms strike roofs and electrical systems.

Most homes are concrete block on slab, with AC air handlers in closets, garages or attics. Condos and high-rises are common along the coast, where one leak can affect many units.

Florida licenses mold assessors and mold remediators through the Department of Business and Professional Regulation (DBPR), and licenses contractors through the Construction Industry Licensing Board. Verify both with DBPR's license search.

What you can expect

  • One call connects you with an independent restoration company that serves your ZIP code.
  • Fast call-back during business hours
  • Serving Florida
  • Photo and moisture documentation for insurance

Fire & Smoke Damage at a glance

Category
Fire & smoke damage
Emergency service
Yes, call for fastest response
Typical first step
Secure the property
Area
Florida

Other risks in Florida

Hurricanes and storm surge

Coastal areas face surge and wind damage from June through November, and inland areas get flooding rain and long power outages.

Humidity and mold

Year-round humidity means wet materials grow mold quickly. Sweating AC ducts and air handlers cause mold even without leaks.

Roof and plumbing leaks

Aging roofs and older supply lines, including polybutylene in some homes built from the late 1970s to mid-1990s, are common sources of water claims.

Signs you need fire & smoke damage

  • Black or gray film on walls, ceilings and windows
  • Smoke odor that returns on warm or humid days
  • Water damage from firefighting

How the work is done

Secure the property, then Remove water, then Clean soot and smoke, then Remove odor, then Restore and rebuild. See the full fire & smoke damage process.

What affects the cost

Prices depend on the job, so restoration companies in Florida quote after an assessment. The main drivers are how much area is affected, how long it stayed wet, and what has to be removed or rebuilt. See the full list of fire & smoke damage cost factors.

Fire & Smoke Damage questions

Do I need a licensed mold remediator in Florida?

Florida requires mold assessment and remediation for pay to be done by DBPR-licensed professionals, with exemptions for very small areas. Ask for the license number and check it on DBPR's site.

Does Florida homeowners insurance cover flood damage?

No. Flood and storm surge require a separate NFIP or private flood policy. Wind damage is covered under homeowners or windstorm coverage, usually with a hurricane deductible.

Can I clean soot myself?

Light dry soot in a small area sometimes can be, but wiping often smears it deeper. Larger areas, oily soot and anything involving odor are best left to professionals with the right cleaning methods.

Does homeowners insurance cover smoke damage from a wildfire?

Usually yes, even if the fire didn't reach your home. Document the damage, including ash and odor, and report it to your insurer quickly.

Cities in Florida

Other services in Florida

Related pages

More about water and storm damage in Florida, or see fire & smoke damage nationwide.

Water, mold or fire damage? Get the right crew on it.

One call connects you with an independent restoration company that serves your ZIP code. Fast call-back during business hours.

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